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Now with AI - 30-day free trial — no card required

Track mileage, time & receipts
built for the self-employed

One app for everything HMRC expects. Log trips, clock in, snap receipts with AI auto-fill — then export clean reports in seconds.

We're currently in early access. Register your interest and we'll invite you when ready.

No card required 30-day free trial Export anytime Encrypted & private

£0.55 / mile

HMRC mileage rate

30 days free

Free trial

4 modules

Plans to choose from

100% your data

Data ownership

Features

Everything you need

Pick only what you need — pay only for what you use.

🚗

Mileage Tracking

Log business and personal trips with automatic HMRC 10k rate splitting. Know your reimbursement value instantly.

  • Business vs personal split
  • HMRC 55p/25p threshold
  • Estimated reimbursement value
  • CSV & PDF export
⏱️

Time Tracking

Clock in and out with automatic lunch deductions. Generate accurate timesheets for clients or payroll.

  • Clock in / clock out
  • Automatic lunch deduction
  • Net hours per day
  • CSV & PDF export
🧾

Receipt Capture

Snap receipts and let AI extract the merchant, amount, date, and category automatically. Everything organised for tax time.

  • AI receipt auto-fill
  • OCR receipt scanning
  • Category tagging
  • Date range filters
  • CSV & PDF export
⏱️

Time & Invoices

Clock in and out, track net hours with break deductions, and generate professional PDF invoices for your clients.

  • Clock in / clock out
  • Break deduction & net hours
  • PDF invoices with VAT
  • Saved client directory
🏠

Landlord & property tracking

New

Track rental income and expenses for residential and commercial lets in HMRC’s SA105 categories — ready for Self Assessment and your MTD quarterly updates.

  • Residential & commercial properties
  • SA105 income & expense categories
  • Mortgage interest 20% tax credit handled
  • Per-property profit & quarterly figures

Pricing

Simple, transparent pricing

Pick only what you need. Start with a 30-day free trial.

Individual modules — pick what you need

Starter

£2.99/mo

  • Receipt scanning with OCR
  • AI receipt auto-fill (merchant, amount, category)
  • Category tagging
  • Date range filters
  • CSV & PDF export
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Time & Invoices

£3.99/mo

  • Clock in / clock out
  • Automatic lunch deduction
  • Net hours & earnings calculation
  • Professional invoice creation
  • Client management & payment tracking
  • CSV & PDF export
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Mileage & Fuel

£3.99/mo

  • GPS live journey tracking
  • Business & personal trip split
  • HMRC 45p / 25p threshold auto-applied
  • Start & end times with postcode display
  • Fuel log with cost & efficiency metrics
  • CSV & PDF export
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Transactions

£3.99/mo

  • Income & expense tracking
  • AI category suggestions on CSV import
  • CIS deduction tracking (20% / 30%)
  • Category organisation
  • Period summaries for self-assessment
  • CSV & PDF export
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Property

£2.99/mo

  • Track rental properties (residential & commercial)
  • SA105 UK-property income & expense categories
  • Correct residential finance-cost 20% tax credit
  • Monthly & quarterly SA105 figures
  • Per-property net profit
  • CSV & PDF export
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Best value

Pro

Every module — including Property — plus AI, at one discounted price.

  • Everything in all plans
  • AI financial chat assistant
  • AI receipt auto-fill
  • AI transaction categorisation
  • Custom financial reports across all modules
  • All future modules included

£14.99/mo

Register interest

All plans include a 30-day free trial with full access. No credit card required.

Why FTrak

Why Finance Tracker?

HMRC compliant

Built around HMRC mileage rates and expense categories.

Export any time

CSV and PDF reports ready for accountants or self-assessment.

Monthly overview

Dashboard totals, trips, and hours at a glance.

Receipt OCR

Snap a photo — the app extracts merchant and amount automatically.

The difference

Stop managing spreadsheets

Everything you're doing manually, done automatically.

HMRC mileage rate calculation
Receipt scanning with OCR
AI receipt auto-fill (merchant, amount, category)
AI transaction categorisation on import
AI financial chat assistant
PDF invoices for clients
CIS deduction tracking
Time tracking & net hours
Landlord SA105 property income & expenses
Residential mortgage-interest 20% credit applied correctly
Per-property profit & MTD quarterly figures
One-click accountant export
Works on mobile
Manual data entry
FeatureSpreadsheetftrak

FAQ

Common questions

Is this approved by HMRC?

ftrak uses HMRC's published mileage rates (45p/mile up to 10,000 miles, 25p/mile after) and expense categories — the same figures you'd enter on a self-assessment return. We're a record-keeping tool, not a tax adviser. HMRC does not approve or endorse specific software.

What mileage rate does ftrak use?

The current HMRC Approved Mileage Allowance Payment (AMAP) rate: 45p per mile for the first 10,000 business miles in a tax year, then 25p per mile. ftrak tracks your running total and applies the correct rate automatically.

Can I use ftrak for CIS?

Yes. The Transactions module tracks income and can record CIS deductions at 20% or 30% at source, giving you a clear picture of gross vs net pay for your tax return.

Do I need to buy all modules?

No — pick only what you need. Starter covers receipts, Mileage & Fuel covers trips and fill-ups, Time & Invoices covers clocking in and client billing, Transactions covers income and expenses, and Property covers landlord rental income and expenses. Pro bundles everything at a discount.

Can ftrak help landlords?

Yes. The Property module tracks income and expenses for residential and commercial lets in HMRC's SA105 UK-property categories — including the residential finance-cost restriction (mortgage interest gives a 20% basic-rate tax credit rather than a deduction). You get per-property net profit plus monthly and MTD quarterly figures, ready to export.

Is the AI available on all plans?

AI features are split across plan tiers. AI receipt auto-fill (merchant, amount, date, category extracted from your scan) is available on any plan that includes the Receipts module. AI transaction categorisation during CSV import is available on any plan that includes the Transactions module. The AI financial chat assistant — where you can ask questions about your spending, mileage, and invoices — is exclusive to the Pro plan.

Is my data safe?

Your data is encrypted in transit (TLS) and stored securely. You can export everything as CSV or PDF at any time, and delete your account and all associated data from your settings.

What happens when my trial ends?

You choose a plan and continue. If you don't subscribe, your account is downgraded and data is preserved for 30 days so nothing is lost while you decide.

Ready to get organised?

Join self-employed workers keeping their records in order.

We're currently in early access. Register your interest and we'll invite you when ready.

Built to be trusted

Your records are safe with us

Security and privacy are not optional features — they're built into every part of ftrak.

Encrypted in transit

All data is sent over TLS. Your receipts, trips, and income logs are never exposed in plain text.

2FA & passkey support

Secure your account with TOTP authenticator apps or hardware passkeys — no password required.

HMRC mileage rates built in

Uses HMRC's published AMAP rates: 45p/mile for the first 10,000 miles, 25p/mile after. Always up to date.

Export any time

Download your full records as PDF or CSV whenever you like — for your accountant or self-assessment return.

Delete your data

Request full account deletion at any time. Your data is removed, not archived or sold.

No card for trial

30 days of full access with no payment details required. Upgrade only when you're ready.